Essential Steps to Take After a Car Accident in Florida
Car accidents in Florida are stressful and can change your life in an instant. Whether it’s a small bump or a major crash, knowing what to do next is crucial. These steps will help protect your health, rights, and finances. If you’ve been in a car accident in Florida, follow this guide to handle the situation correctly.
1. Stay Safe
Your safety comes first. If possible, move your car to the side of the road to prevent further accidents. Turn on your hazard lights to warn other drivers.
If anyone is injured, call 911 immediately. Florida law requires you to report accidents involving injuries, deaths, or significant property damage. Even minor accidents should be documented with a police report for insurance and legal purposes.
2. Seek Medical Attention
Even if you feel fine, see a doctor. Some injuries, like whiplash or internal trauma, may not be immediately noticeable. Florida’s no-fault insurance system covers medical bills, but only if you seek treatment within 14 days.
3. Gather Important Information
Dash cams can provide crucial evidence in car accidents. If you have a dash cam, save the footage immediately and back it up. This video can help prove fault, clarify what happened, and support your insurance claim or legal case.
While waiting for the police, collect details from all involved parties, including:
- Names, phone numbers, and addresses
- License plate numbers and vehicle models
- Insurance details
- Contact information for witnesses
- The responding police officer’s name and badge number
Take photos and videos of the accident scene, vehicle damage, road conditions, and any visible injuries. This evidence can be critical for insurance claims and legal proceedings.
4. Notify Your Insurance Provider
Florida’s no-fault law means your insurance should cover some costs, regardless of fault. Report the accident to your insurance company as soon as possible. However, avoid admitting fault or providing excessive details without first consulting a lawyer.
5. Document Your Expenses
Keep track of all accident-related expenses, including:
- Medical bills
- Car repair estimates
- Correspondence with insurance companies
- Lost wages due to injuries
These records will be useful when negotiating a fair settlement or pursuing legal action.
6. Be Cautious with Insurance Adjusters
Insurance companies often try to settle claims quickly and for less than you deserve. Never accept an initial offer without consulting a lawyer, especially if you suffered injuries. You are not obligated to provide a recorded statement without legal representation.
7. Understand Legal Deadlines
If you need to file a lawsuit, Florida law gives you two years from the date of the accident. Failing to act within this period could result in losing your right to compensation.
8. Contact a Personal Injury Lawyer
If your claim is denied or you are dealing with severe injuries, legal assistance is crucial. Shield Law Group of Florida specializes in car accident cases and fights to secure the compensation you deserve. Our experienced attorneys handle the legal process so you can focus on recovery.
How Shield Law Group of Florida Can Assist You
Navigating the aftermath of a car accident can be overwhelming, but you don’t have to go through it alone. Shield Law Group of Florida is dedicated to helping accident victims recover compensation for medical expenses, lost income, and emotional distress. Call us at (954) 866-9300 for a free consultation, or fill out our quick form to make an appointment.
Final Thoughts
Car accidents can be life-changing, but taking the right steps can protect your rights and financial future. Follow these guidelines to ensure your safety, secure necessary evidence, and seek proper legal support. If you or a loved one was injured in a Florida car accident, Shield Law Group of Florida is here to help.
Contact us today at (954) 866-9300 for expert legal advice and peace of mind.